Employee liability insurance protects you

It’s easy to protect yourself from liability for employee benefits

Business liability insurance offers critical protection against mistakes that, frankly, can easily happen. A small error on an enrollment form can delay the start of coverage or result in an employee having no coverage at all.

Luckily, it’s easy to add liability insurance for employee benefit plans to your biBERK liability insurance, or BOP. All you have to do is indicate when you take out your policy that you want the additional insurance. If you already have biBERK General Liability or BOP insurance, simply contact a biBERK representative.

They can tell you what the additional coverage costs, what it covers, and how to get it. Then, in the future, your insurance can cover any mistakes or omissions you make in administering your benefits program.

Of course, before you make a mistake that leads to a lawsuit, you must take steps to get the supplemental insurance. However, once you have the protection in place, you can focus on running your business without fear of a performance failure imposing a significant financial drain. Unfortunately, this type of liability can result in financial losses so great that a company can be put out of business.